In the United States, the federal government provides a health insurance program funding healthcare services. This program is known as Medicare and covers individuals ages 65 and over, younger individuals who qualify certain eligibility criteria, and people with particular diseases.
Medicare comes in different plans covering a range of healthcare situations, wherein some would cost the insured individual a certain amount. Although this lets the program offer eligible consumers more options in terms of coverage and cost, it presents complexity for individuals who want to enroll.
Metisurance | Medicare Advantage Plans – Get The Coverage You Need
For people to have more alternatives, the Medicare Advantage was created by the federal government. Medicare Advantage are health insurance plans provided by private insurance providers that are in contract with Medicare so as to provide all Medicare Part A and Part B benefits. Unlike the Original Medicare, Medicare Advantage plans present more coverage.
Like the Original Medicare, Medicare Advantage has its own complexities as well and can even be more complicated if you’re looking to enroll but have zero to little knowledge about it. Seeking the service of a professional can be very beneficial and Metisurance is one.
Metisurance | Medicare Advantage Plans is a licensed insurance broker equipped with the tools and the leading insurance brokers to help you find and secure the right Medicare Advantage plan from one of the best Medicare-approved insurance companies. With Metisurance, you can be certain that their agents are licensed and certified which means they have the proper know-hows to help you find the Medicare Insurance plan that you necessitate as well as the benefits that you ought to have.
As Metisurance is an insurance broker, they don’t work for one insurance provider. Instead, your insurance broker would represent you and shop from different insurance providers a plan that is most fitting for you. Hence, you will be provided a number of plans from various insurers wherein your broker would help you compare these plans in order for you to make an informed choice. Check out Metisurance | Medicare Advantage Plans to get a free review of your Medicare coverage.
Original Medicare Vs Medicare Advantage
In the United States, about 28 million got into Medicare Advantage plans as of September 2021. This is over 43% of the total beneficiaries of Medicare. Since 2004, enrolment in these plans has been gradually increasing when merely around 13% of the beneficiaries of Medicare were in Advantage plans. As mentioned, a Medicare Advantage plan, also known as MA plan or Medicare Part C, is a kind of health plan that is offered by a private insurance provider and regulated by the federal government.
The Original Medicare covers Hospital Insurance known as Medicare Part A and Medical Insurance known as Medicare Part B. So as to get prescription drug coverage, or Medicare Part D, you have to enroll in a Medicare drug plan separate from the Original Medicare coverage.
With Medicare Advantage, or Part C, the plans are “bundled” covering Medicare Part A, Medicare B, and often Medicare Part D. MA plans may also offer some additional benefits not covered by the Original Medicare, such as hearing, vision, as well as dental services.